Reloadable Visa prepaid debit cards, Mastercard pay go cards (2024)

FAQs

Can you withdraw money from a reloadable Visa card? ›

A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

Prepaid cards can be declined because you don't have sufficient funds in your account, the card hasn't been activated, the merchant doesn't accept the network's cards, or you have exceeded your spending limits. Any information you provide to the merchant must also match what's on file with the prepaid card issuer.

Transferring money from a prepaid card to a bank account may vary based on card terms. Some may offer guidelines on the transferring process or require contact with a representative. Prepaid card issuers also often provide associated apps or online platforms that can streamline and initiate the transfer process.

Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot. Read the terms and conditions on the back of your card to know for sure.

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

The prepaid card may need to be activated

Most prepaid cards need to be activated before they can be used. Activation instructions will often be on the card or inside the card package. Usually, you can activate a card by calling the phone number on the back of your card or visiting the website on the back of the card.

There are only a few downsides to using prepaid cards, but they are significant. Prepaid cards come with fees. Cardholders may have a lot of fees, including activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees. Check the fine print on the card for fee types.

Netspend^® Visa^® Prepaid Card

We will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information.

And with GreenDot, you can save money when you make a qualifying direct deposit. Best of all, there are no monthly fees!* Experience the convenience and savings of Walmart's reloadable debit cards today. Start banking your way and enjoy the benefits of cash back rewards and fee-free banking.

Are reloadable debit cards worth it? ›

Prepaid cards can be a good way to stay out of debt because you can't spend more than the amount you've already deposited. They're also a useful budgeting tool. Even if you have a checking account, you could put a fixed amount on a prepaid card each month for certain spending categories, such as dining out.

What prepaid card doesn't require a social security number? Prepaid cards that don't require a social security number include Bluebird American Express and Serve American Express. You can provide your taxpayer identification number to register your card in place of a social security number.

Regions Now Card® This reloadable, prepaid card helps you control spending and has flexible options for loading funds. It's safer than cash and can be used anywhere that accepts Visa^®.

A reloadable debit card, also referred to as a prepaid debit card, is a card that you can use to make purchases. They are sold at grocery stores, pharmacies, convenience stores, and other retailers.

Q: Can I use my prepaid card, gift card or credit card at an ATM? A: Yes. You may withdraw cash against the balance on most Mastercard prepaid and gift cards at any ATM.

A. Yes! The VISA Gift Card is accepted at most ATM/POS terminals that display the Pulse®, Plus®, NYCE®, or Star® logos.

If you have an ATM card that bears the Visa logo, that means you have a Visa Debit card, and you can access your bank account securely, 24/7 to make purchases, pay bills, or get cash, anywhere in the world where Visa is accepted.

The easiest way to get cash from your credit card is to use an ATM. Insert your credit card into an ATM, enter your PIN, choose the cash advance option, and enter your withdrawal amount. Cash advances can have higher APRs than purchases or balance transfers, and interest starts accruing on them right away.